The number of people affected by identity theft is rapidly increasing. According to the most recent study from Javelin Strategy & Research, more than 1 million people have been victims of identity theft, with more than $21 million dollars stolen in 2012 alone. Criminals are finding more ways to hack personal identities, which means we need to help you to prevent it.
Here are some precautionary steps you can take to help prevent you from being a victim of identity theft:
- Shred all confidential Information. Anything with an account number or personal information can lead to identity theft.
- Pay attention to billing cycles and credit statement charges. Online accounts make it easy to immediately access and monitor your transactions.
- Beware of over the shoulder surfing. Theft can start with just a snapshot of your credit card. Beware of your surroundings when presenting a credit card to a cashier. Hold the card face down, and ask for it immediately back.
- Never respond to unsolicited email that asks to verify your personal information for your banking institution or credit card company. Instead, visit the institution’s official website and contact customer service to verify if this information has been requested.
- Be weary what you carry. Never carry your social security card with you. Also, limit the amount of credit cards to no more than two. Make a copy of all your contents in your wallet, and keep in a safe place.
- Write “ask for ID” on the back of your credit cards. This will require you to show photo ID when using the card, and not allow others to use it.
Want even more protection?
These tips are helpful, but your personal information could still be stolen. The best form of protection is through Identity Theft coverage, which Diemert Insurance can provide. Call us today to learn more: 412-367-8810, or click here.