Business Solutions

Customized Solutions for Businesses

At Diemert we understand that as a business owner, your company is likely your most significant asset and a primary source of your personal wealth. Through partnership with Marbury Asset Management, our team is dedicated to providing comprehensive business solutions that address both your company’s financial health and your individual goals.

Retirement Plans

Implementing a robust retirement plan is essential for attracting and retaining top talent while securing your own future. We help you navigate the complexities of plan design and administration for:

  • 401(k) Plans: Tailored to meet the needs of your business and employees.
  • SEP IRAs (Simplified Employee Pension): Cost-effective plans for self-employed individuals and small business owners.
  • SIMPLE IRAs: Easy-to-manage plans for small businesses with fewer than 100 employees.
  • Solo 401(k): Designed specifically for business owners with no employees other than a spouse.

Strategic Enhancement: In-Service Withdrawals

For business owners and eligible employees with significant assets in existing retirement plans, we specialize in facilitating In-Service Withdrawals. This strategy allows you to:

  • Improve Investment Control: Move a portion of your 401(k) assets into a self-directed IRA while still actively employed.
  • Access Institutional Strategies: Break free from limited plan menus to access a wider universe of stocks, bonds, and specialized risk-management tools.
  • Consolidated Management: Bring “locked” retirement assets under the same professional oversight as your other investments for a unified wealth strategy.

Executive Benefits & Retention

We can help you design competitive benefit packages to reward and retain key executives, including:

  • Non-qualified Deferred Compensation Plans
  • Executive Bonus Plans
  • Key Person Insurance

Business Succession Planning

Ensuring the long-term continuity of your business requires careful planning. We assist with:

  • Buy-Sell Agreements
  • Exit Strategies
  • Valuation Coordination
  • Transitioning ownership to family members or key employees.

Cash Management

Optimizing your business’s liquidity and short-term capital is vital. We provide strategies for managing cash flow and short-term investment needs to ensure your capital is working effectively

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA /SIPC Investment advisory services including financial planning and fee-based managed accounts offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS.  Diemert Insurance and Marbury Asset Management are not affiliated with Kestra IS or Kestra AS. Investor Disclosures. Insurance services are provided independently and are not associated with any wealth management, financial planning, or investment advisory firm. No recommendation or endorsement of investment services is implied.